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Platforms that embed payments own the economics and the customer relationship, Finix CEO and Co-Founder Richie Serna writes in a new PYMNTS eBook, “Headlines That Will Shape the Close of 2025.”
For too long, payments have been an afterthought for software platforms. Legacy systems relied on third-party processors, giving up margin, control and even the customer experience itself. Money...
For years, companies have looked to virtual cards to trim payment delays and prevent fraud. But 2025’s data shows something deeper: virtual cards are no longer just about faster settlements. They’re becoming a cornerstone of trust between buyers and suppliers navigating cash-flow uncertainty.
According to the PYMNTS Intelligence report “Why 2025 Could Be the Year of the Virtual Card,” ...
For small and mid-sized companies, credit has evolved from a safety net into a growth engine, and what businesses want from it is changing fast. The November 2025 “SMB Growth Monitor: Small Businesses, Big Credit Needs,” a collaboration between PYMNTS Intelligence and i2c, reveals how confidence in credit access has shifted the competitive landscape for issuers. With 83% of SMBs believing they...
The labor market remained sluggish in the third quarter, but demand for freelance talent in areas related to artificial intelligence (AI) helped drive 2% year-over-year growth in gross services volume (GSV) at work marketplace Upwork.
“In terms of the macro, I’d say things have been relatively stable in the course of Q3, with no real change since Q2,” Upwork President and CEO Hayden...
It’s a challenging operating and macro environment for retailers. And perhaps no one knows that better than the real estate firm Simon, which owns and invests primarily in shopping, dining, entertainment and mixed-use destinations.
“There is inability for retailers to eat the tariffs entirely, so they’re going to have to pass it along or renegotiate better vendor deals,” said David...
Google’s Chrome browser can now fill in a user’s passport, driver’s license, vehicle license plate and vehicle identification number (VIN).
This capability expands upon the addresses, passwords and payment information the browser can already fill in, the company said in a Monday (Nov. 3) blog post.
It is available to desktop users who enable the enhanced autofill feature, and it was...
The resale platform ThredUp reported its strongest year-over-year growth in nearly four years, buoyed by record new customer acquisition and higher engagement from existing buyers.
But consumers are cautious moving into the holidays, according to commentary on the conference call after the market closed on Monday (Nov. 3).
Company materials indicated that revenue rose 33.6% to $82.2...
OpenAI is doing “well more” than $13 billion in revenue, CEO Sam Altman said on a BG2Pod podcast over the weekend.
That figure has been widely reported, and some observers have wondered how OpenAI could pay for its recent compute deals with $13 billion in revenue, according to Seeking Alpha, which flagged Altman’s remarks in a Monday (Nov. 3) report.
“First of all, we’re doing well...
Robinhood said Monday (Nov. 3) that eligible Robinhood Gold subscribers can now access exclusive discounted mortgage rates and closing credits through digital mortgage lender Sage Home Loans.
This offering is enabled by Robinhood’s exclusive agreement with Sage, and it became available Monday, the companies said in a press release.
Robinhood fully rolled out the offer after piloting it...
Cryptocurrency and stablecoin infrastructure startup zerohash received permission to offer regulated crypto-asset and stablecoin infrastructure services across the European Economic Area.
The company said in a Monday (Nov. 3) press release that zerohash europe gained this permission in the form of authorization under the European Union’s Markets in Crypto-Assets Regulation (MiCAR)...