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Watch more: AI Takes Command in Finance as Banks Shift to Real-Time Operations
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Artificial intelligence has become a buzzword so pervasive in financial services that it may already be at risk of losing its punch.
Behind the hype, the fundamentals of how banks and FinTechs operate are being fundamentally reshaped.
This isn’t a wholesale rug-pull of core infrastructure....
Brazil has become a global leader in mobile shopping adoption, with its consumers consistently demonstrating high engagement in digital commerce activities. The 2025 Global Digital Shopping Index: Brazil edition, commissioned by Visa Acceptance Solutions and researched by PYMNTS Intelligence, reveals that 61% of Brazilian consumers used a mobile phone for their latest retail purchase, whether...
While real-time networks like The Clearing House’s RTP® network have surpassed 1 billion transactions, a critical gap persists.
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The PYMNTS Intelligence report “The Real-Time Leap: Closing the Gap Between Receiving and Sending,” a collaboration with TCH, found that financial institutions (FIs) have enabled real-time payment receipt, but few offer the ability to send...
While many small- to medium-sized businesses (SMBs) nationwide are charting a course toward long-term growth, a new financial analysis reveals a geographic divide in their optimism.
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The PYMNTS Intelligence report “The Urban-Rural Economic Divide: How Location Affects SMBs’ Outlook” uncovered a nuanced landscape for SMBs across the United States. While the aggregate...
If you’re reading this from a shaded Adirondack chair, lemonade in hand and the distant sizzle of a grill in your ears, congratulations: you’re living the Fourth of July dream. But how much does that dream cost — and how has the price tag changed since the days when a smartphone was just a twinkle in Steve Jobs’ eye? The Weekender is here to take you on a lighthearted (and slightly wallet-anxious...
The European Commission said Friday (July 4) that it will not delay the rollout of the European Union’s Artificial Intelligence Act, despite calls from some tech companies that it do so.
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The AI Act’s rules will be implemented according to the schedule included in the legislation, Reuters reported Friday, citing comments at a press conference by Commission spokesperson...
AllScale raised $1.5 million in a funding round to accelerate its development of solutions aiming to make it easier for small businesses to begin using stablecoins.
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The company is building stablecoin invoicing, social commerce and payroll solutions, it said in a Wednesday (July 2) press release.
With these solutions, AllScale aims to make it easier for small and medium-...
The Independent Publishers Alliance has filed an antitrust complaint with the European Commission, alleging that Google’s AI Overviews represent an abuse of the company’s market power in online search.
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The association alleged in its complaint that by positioning these artificial intelligence (AI)-generated summaries, which use publishers’ material, at the top of its...
BBVA is reportedly continuing its effort to take over Banco Sabadell, even after Sabadell decided this week to sell its U.K. unit, TSB.
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Having determined that the move does not affect its own deal, BBVA could make a tender offer to Sabadell’s shareholders within weeks, Bloomberg reported Friday (July 4).
At the same time, BBVA has not made a final decision and could...
Digital asset platform Mercado Bitcoin plans to tokenize more than $200 million in permissioned real-world assets (RWAs) on the XRP Ledger (XRPL).
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A key contributor to the XRPL, Ripple, announced these plans in a Friday (July 4) blog post, saying this move marks one of the largest tokenization efforts by a Latin American institution on the XRPL, which is a public...