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EU Banking Chief Calls for Visa and Mastercard Alternatives
Is Europe too reliant on international payments companies such as Visa and Mastercard? The head of the European Payments Initiative (EPI) thinks so, according to a Monday (Feb. 9) interview...

TrueCar’s $227 Million Reckoning — and the Founder Betting He Can Fix What He Broke
“I think [our] arrogance and disruption got us into trouble,” Scott Painter tells PYMNTS CEO Karen Webster. It is a rare admission from a founder who spent nearly two decades insisting ...

Visa Says Cybersecurity Decides Who Wins Digital Commerce
Watch more: Visa Protect With Visa’s Jeremiah Dewey The word “cybersecurity” can imply a defensive, even reactive discipline. But effective cybersecurity has never truly been either...

Buy Now, Pay Later Moves to Groceries, Utilities and Travel as Millennials Lead the Shift
What began as a checkout convenience for sneakers and sofas is now threading its way into grocery aisles, utility bills and subscription renewals, as paying over time assumes a regular place in househ...

Digital Banks Win With Younger and Lower-Income Consumers
Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits i...

90% of FinTechs Offer Embedded Payments as Competition Intensifies
“FinTechs Tap Embedded Payments to Deepen Customer Relationships” finds that embedded finance has become a competitive differentiator, enabling FinTechs to weave payments and other financial funct...

AI Agents Force a Rethink of How Supply Chains Run
One of the underplayed areas of The Prompt Economy is the supply chain. But new developments around procurement and logistics have brought agentic AI to the fore in this area with a promise that bottl...

China Extends Crypto Ban to Stablecoins and Tokenized Assets
Regulators in China have expanded their cryptocurrency crackdown to cover stablecoins and tokenized assets. “Recently, influenced by various factors, speculative activities related to vir...

Korea’s Bithumb Mistakenly Gives Away $40 Billion in Bitcoin
A South Korean cryptocurrency exchange is facing regulatory investigation following a $40 billion bitcoin-related mistake. That exchange, Bithumb, announced this weekend it had accidentally...

Anthropic Days Away From Concluding $20 Billion Funding Round
Anthropic is reportedly close to finalizing a $20 billion-plus funding round. The round could close in the next few days and would value the artificial intelligence (AI) startup at $350 bil...