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Ripple Is Among the Few Crypto Firms to Pass FCA Scrutiny — Why XRP Holders Should Care

DATE POSTED:January 9, 2026

Ripple has cleared a major regulatory milestone in the UK, yet the XRP price remains largely muted. The company’s UK subsidiary, Ripple Markets UK Ltd., officially received registration from the Financial Conduct Authority (FCA).

This regulatory milestone enables Ripple to operate legally under the country’s regulated financial framework. Despite its significance, XRP is trading up just 0.7% over the last 24 hours.

Why XRP Holders Should Care About Ripple’s UK FCA Registration

Nearly 90% of crypto firms attempting to register with the FCA have failed. This highlights the rigor of the process, while also reflecting Ripple’s achievement.

Major.