Ripple Prediction for the Next 3-9 Months: XRP ETF Launch and SEC Settlement May Spark Market Rally

The post Ripple Prediction for the Next 3-9 Months: XRP ETF Launch and SEC Settlement May Spark Market Rally appeared first on Coinpedia Fintech News

With Donald Trump’s win market is getting more optimistic for long dragged cases like the Ripple vs SEC case and regulatory problems to get streamlined. Now with pro-crypto governance will XRP see some major moves. Renowned Crypto analyst Luke Thomas recently shared an ambitious roadmap for Ripple and XRP, anticipating major developments over the next 3-9 months. 

Here’s a breakdown of his predictions and what they could mean for the future of Ripple.

With stablecoin regulations expected to take shape soon, Thomas predicts that Ripple could finally launch its RLUSD stablecoin commercially. This would be a big step, as a regulatory green light would allow Ripple to bring RLUSD into the market, establishing it as a leader in the regulated digital payments space.

12) The SEC settlement will boost #XRP’s value, benefiting pre-IPO holders & positioning Ripple as a dominant force in finance, with both software sales & XRP holdings driving growth. Congrats to #XRP HODLers—patience has been a virtue after nearly 4 years of hell with the SEC!

Thomas sees the possibility of major financial players, including BlackRock, filing for XRP spot ETFs. These ETFs might be exclusive to XRP or packaged with other assets like Bitcoin and Ethereum. If approved, these funds would bring new investor exposure to XRP, potentially boosting its adoption.

The ongoing lawsuit with the SEC has kept Ripple in a tight spot, but Thomas believes a settlement is finally within reach. Ripple might pay a substantial fine, rumored to be around $125 million, which could allow it to sell XRP directly to institutions. 

Following a likely SEC settlement, Ripple will announce its IPO plans, targeting a public listing by late 2025. An IPO would not only attract significant investment but would also solidify Ripple’s status as a top-tier financial technology firm.

Thomas predicts that at least one top-five U.S. bank will announce plans to use XRP for cross-border payments. Further down the road, Ripple might leverage IPO funds to acquire companies, expanding into high-value markets like Real World Assets and derivatives.

Looking ahead, Thomas sees a wave of regulatory clarity sweeping the market, possibly eliminating up to 80% of cryptos—especially meme coins. This shift could steer investments toward utility-driven tokens, benefiting projects like XDC, VET, ALGO, and HBAR.

From regulatory strides to banking partnerships, Thomas’s forecast paints a promising future for Ripple as it navigates new opportunities in a more regulated crypto space.