Who Actually Uses XRP? Separating Reality From Narrative

Few cryptocurrencies are as polarizing as XRP. Critics across the crypto and DeFi ecosystem often claim XRP has no real utility. They argue it exists mainly as a speculative asset with limited real-world use. 

At the same time, XRP maintains one of the largest and most vocal communities in crypto – The XRP Army. They believe the altcoin will eventually power global financial infrastructure.

The truth sits somewhere between those two extremes. XRP does have real utility, but its usage is more specific and narrower than many assume.

The best takedown of Ripple/XRP on this website.

It's not a cryptocurrency and has no use case