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Hidden Fees Undercut Borrower Trust in Instant Loan Payouts
In today’s economy, speed sells. Whether it’s groceries at your doorstep in 15 minutes or rideshare pickups within two, consumers have been trained to expect immediacy. Findings in the...

Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
Financial institutions have long treated customer data as a proprietary asset, but a new PYMNTS report, “Fighting Fraud and Finding Trust Amid Banking’s Data Deluge,” suggests the bigger compet...

Banks Face Loyalty Crisis as Gen Z Trades Institutions for Influencers
The financial lives of Generation Z are unfolding in a universe that looks increasingly alien to traditional banks. For decades, checking accounts and passbook savings were the entry point for young c...

AI’s Great Jobs Debate Requires a History Lesson
Whether the steam engine or electricity, technological leaps forward reshape the labor market profoundly, creating new jobs, retiring old ones and altering how people work, spend and live. ...

Kroger Says Paper Coupons Boost Customer Satisfaction and Unit Sales
Paper coupons can boost a retailer’s appeal to customers who are older or who don’t have the latest iPhone, according to Kroger executives. During the grocery giant’s Thursday (Sept. ...

Swiss Banks to Expand Deposit Token Development Efforts After Successful Tests
Swiss banks have completed a successful proof of concept of a Swiss franc deposit token and said the results warrant further development. The project was conducted by the Swiss Bankers Asso...

Jaguar Land Rover Enters Third Week of Factory Shutdown After Cyberattack
Automaker Jaguar Land Rover is entering the third week of a shutdown of its factories caused by a cyberattack and has extended the pause until Sept. 24. The company announced the cyber in...

Proposal Would Hand TikTok’s US Presence to American Investors
TikTok will still feel familiar to the 170 million Americans who scroll through it every day, but the company behind the app would be restructured under a proposal being considered Tuesday (Sept. 16)....

Binance and Justice Department in Talks to End Oversight Requirement
Binance and the U.S. Justice Department are reportedly in talks that could end an oversight requirement that was part of the cryptocurrency exchange’s 2023 settlement of charges it didn’t do enoug...

Earned Wage Access Hits Regulatory Gridlock as Instant Payouts Fill the Gap
Getting money faster and on demand isn’t just a bonus. For those living paycheck to paycheck, it’s often the only buffer between making rent or falling behind. The decades-old practice ...