December, 2024

December, 2024

Rising Card Delinquencies May Push Subprime Consumers to BNPL and Debit Installment Plans
Last December, PYMNTS Intelligence detailed in its “Credit Card Use Deep Dive” report that about 14% of the more than 3,500 consumers surveyed had subprime credit scores. Those consumers tend to b...

FinCEN Issues Spanish-Language Resources to Combat Mail-Theft Related Check Fraud
The Financial Crimes Enforcement Network (FinCEN) has issued Spanish translations of two resources focused on mail theft-related check fraud. The resources include FinCEN’s February 2023 alert to fi...

Equipifi and Synergent Partner on BNPL Programs for Credit Unions
Equipifi and Synergent have partnered to help credit unions launch their own buy now, pay later (BNPL) programs through their banking apps. This partnership will offer equipifi’s BNPL platform for f...

States Lead AI Regulation Push as US Policy Interests Shift With New Administration
Nearly 700 AI bills surfaced in state legislatures in 2024, addressing issues from safety standards to deepfake controls. Colorado passed comprehensive legislation, while California vetoed a key bill,...

This Week in Web3: Crypto Banking, Payments, and 2025’s Financial Landscape
The crypto market is running red hot as 2025 approaches. Bitcoin’s price last Thursday (Dec. 5) exceeded $100,000 for the first time. As of Wednesday (Dec. 11), the price of the digital asset remai...

Amazon: New Delivery Drone Has ‘Double the Range and Half the Noise’
Amazon launched a new delivery drone that has “double the range and half the noise” of any of its predecessors. The new MK30 drone received Federal Aviation Administration approval to begin operat...

Uber Says NYC’s Proposed Requirements Would Leave Drivers Without Insurance
Uber reportedly told New York City’s taxi regulator that proposed changes to commercial auto insurance requirements may leave drivers unable to insure their vehicles. The company submitted written c...

Australia: Birchal Reports $2 Million Raised in 29 Hours
Birchal, an online investment platform based in Australia, says it has raised $2 million in just 29 hours. The self-crowdfunding round was backed by more than 800 investors. Birchal says its own round...

Global Fintech Airwallex Reports Steady Revenue Increase Across APAC Region
Airwallex reported strong YoY growth across the APAC region as the global payments and financial operating platform for businesses. In Q3, Airwallex delivered an 83 percent revenue increase YoY and gr...

Saudi Arabia’s Derayah Financial Invests in Alpaca’s Middle East Business, Supports its Stocks Offering
Alpaca noted that it is cementing its self-clearing foundation through its DTCC membership and product launches, including Options Trading and High Yield Cash Accounts. Alpaca, a brokerage infrastruct...

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B&T Television

December